1. Calculate how much life insurance coverage you may need

We'll help you determine the amount of life insurance coverage you may need by calculating your expenses, your debts and your family’s future financial needs.

2. Compare life insurance products and pricing

Life insurance can be used for many purposes: to cover final expenses, leave a legacy to heirs or even earn a cash value that you can withdraw or borrow against later. View our lists to compare life insurance policies and find out which type is right for you.
Term Life Whole Life Universal Life Variable Universal Life
Death benefits Yes Yes Yes Yes
Designed for low cost Yes No No No
Access to your money1 No Yes Yes Yes
Guaranteed cash value No Yes Yes No
Market participation No No No Yes
Tax advantages Yes Yes Yes Yes
Flexible payments2 No No Yes Yes

3. Get a quick term life insurance quote

We’ll provide an estimate for a term life insurance policy based on the amount of coverage you want, the length of time you want your policy to last, and your health and lifestyle.

To obtain a quote for whole life, universal life or variable universal life, talk with one of our life insurance specialists. Call 1-866-207-9160 or schedule a call.

[1] Access to your money — This assumes that the contract qualifies as life insurance under Section 7702 of the Internal Revenue Code (IRC) and is not a modified endowment contract (MEC) under Section 7702A. Most distributions are taxed on a first-in/first-out basis as long as the contract meets non-MEC definitions under Section 7702A. Loans and partial withdrawals from a MEC generally are taxable and, if taken prior to age 59½, may be subject to a 10% tax penalty.
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